PIA Professional – PIAPro (Pro = Professional)
We believe Property Investment Analysis is an invaluable tool for any Investor to help them calculate the cash flow (positive or negative) for a property.
This version has all the analytical features of the PIA Investor plus additional client-related features (e.g. client detail fields and professional disclaimers in any generated reports).
Comparison of the features of the PIA Investor (PIAFpu for Personal Use) and PIA Professional Versions (PIAPro for Business use) of the software.
Investment Analysis Spreadsheet
|Cash flow projections (up to 40 years)||y||y|
|Internal rate of return (IRR)||y||y|
|Tax credits specific to an investor, SMSF or company||y||y|
|After-tax cost (or income) per week||y||y|
|Investment Analysis report (5 pp)||y||y|
|Cash flow analysis report (4 pp)||y||y|
|Descriptive Investment Analysis report (5 pp)||y||y|
|Capital Gains Tax report (2 pp)||y||y|
|Home loan report (2 pp)||y||y|
|Wealth Builder report (3 pp)||y||y|
|Linked loan report (8 pp)||y||y|
Home Loan Analysis Spreadsheet
|Analysis of mortgage reduction options||y||y|
Linked Loan Analysis Spreadsheet
|Analysis of cash flow diversion options between home and investment loans||y||y|
Wealth Builder Spreadsheet
|Interactive means of building a portfolio of properties (up to 40 years) at a rate specific to the investor||y||y|
|(e.g. Who pays?, Value v Debt, Cash flows, Bank comparison, etc)||y||y|
Suite of property-related calculators
|(e.g. land tax, loan eligibility, capital gains tax liability, capital growth, retirement goals, etc)||y||y|
|Single user license, personal use only||y|
|Direct saving & emailing of reports (pdf format)||y||y|
|Professional disclaimers & client fields in reports||y|
|Optional separation of client, property and finance data||y|
|Quick-start guide (hard copy 48 pp)||y||y|
|Users Guide (electronic copy 150 pp)||y||y|
|Building Wealth books (2)||y|
NB. If you are a real estate agent who doesn’t have financial advisers credentials, we would recommend restricting the use of the software to those aspects pertaining to the property and finance (eg the Cash Flow Report that shows what an investment property may cost after tax). There’s no need to use the additional aspects that assess whether an investor can afford the investment.
We recommend that an agent’s use of the software is to HELP and add value to the investor. Obviously as an Investor Friendly Agent you would not use any exaggerated estimates to ‘make a sale’. We suggest that default parameters are kept conservative and only changed in consultation with the investor. The end result should always be something that has been generated in collaboration with the investor… that’s a great way to build a long term trustworthy and professional relationship.